Growth. Innovation. Trust

Car Loan

Nowadays, it is almost everyone’s dream to own a car, and this dream can be easily fulfilled by taking out a car loan. Getting a car loan is quite easy. But to find the best interest rate, you have to search specifically. If you want to apply for a car loan then Digy Service is your right destination.

We at Digy Service have kept car loan terms attractive to attract as many customers as possible in the difficult car loan market, making it even easier to access. Depending on your needs and budget, you can apply for a car loan to buy a new car or a used car. But before making a deal, you should take a close look at what’s happening in the car loan market and what basic aspects you need to consider when taking out a car loan.

Owning a car used to be a luxury item to have. But in today’s economically developing world, a car is a necessity and a convenience to get from one corner of the ever-expanding city to another.

Although not everyone has enough cash to buy the car with a one-time payment, here we can help you realise your dream of buying a car through a car loan.

Applying for a car loan is now smooth, easy and paperless. With just a few clicks, you can submit the car loan application form online with us. Depending on what you can afford, it is now quite easy to take out a car loan and pay the instalments without really having to dig into your own pocket.

Type of Car Loans

We offer our customers the best lending options that are hassle-free and quick. We are well-known for our excellent customer service and speedy loan disbursement:
 

1. New Car Loan: Specifically for purchasing new vehicles. Lower interest rates compared to used car loans. Loan terms can be longer, spreading out payments.

2. Used Car Loan: Designed for buying pre-owned vehicles. Usually has higher interest rates due to the car’s depreciation. Loan terms may be shorter than for new cars.
 

How To Get

To obtain a Car loan, you typically need to follow these steps:
 
1. Check Eligibility: Understand the eligibility criteria set by different lenders, including your income, age, and credit score, Different lenders may have different requirements.
 
2. Choose a Lender: Research and compare loan against property offerings from various financial institutions, including banks, non-banking financial companies (NBFCs), and housing finance companies.
 
3. Documentation: Gather the necessary documents, which typically include identity proof, address proof, property documents, income proof (such as salary slips or income tax returns), and bank statements.
 
4. Quotation: Need Car quotation.
 
It’s essential to carefully review the terms and conditions, including interest rates, processing fees, prepayment charges, and foreclosure conditions, before finalizing the loan against property. Additionally, consider consulting a financial advisor to ensure it aligns with your financial goals and capabilities.
 
 
 
 

Lenders Name

Punjab & Sind bank
Aditya Birla Home Loan
Bank of Baroda 1
Canfin home loan
HDFC Bank
Axis Bank
ICICI Bank
IndusInd Bank

About Us

With the Experience of more than 2 decades of various services we Established Digy Service  in 2018 with the aim of to bring financial and digital solution services under one roof.

× How can I help you?